How it works
Funding in three simple steps
We built the process around how business owners actually work: quick, clear, and without surprises.
Apply online
Tell us about your business in a short application. No lengthy paperwork, and it won't affect your credit.
Review your offers
Your specialist walks you through what you qualify for, including amounts, terms, and total cost, in plain English.
Get funded
Choose the option that fits, sign electronically, and funds are deposited straight into your business account.
Before you start
What you’ll need
The application takes about five minutes. Having these ready will speed things up:
- Business name, address, and EIN
- Last 3–6 months of business bank statements
- Approximate monthly revenue
- How much funding you need and what it’s for
- A valid government-issued ID
Encrypted & never sold No impact on credit
Start your application
Prefer to talk it through? A funding specialist can take your application over the phone in about ten minutes.
Mon–Fri, 9am–7pm ET · Free to apply · No obligation
FAQ
Questions? We’ve got answers.
Straight answers to the things business owners ask us most.
Call (888) 555-0100 or send us a message. A real person will get back to you within one business day.
Will applying affect my credit score?
No. Our initial application uses a soft credit inquiry, which does not impact your credit score. A hard inquiry may only happen later, if you choose to accept an offer, and your specialist will tell you before it does.
How quickly can I get funded?
Many businesses receive a decision within 24 hours. Once you accept an offer and sign, funds can arrive in as little as one to three business days, depending on the product. SBA loans typically take longer.
What do I need to apply?
The online application takes about five minutes. To finalize an offer, you'll typically need your last three to six months of business bank statements, a valid ID, and basic business information such as your EIN.
Can I qualify with bad credit?
Often, yes. Several of our funding options look primarily at your business's revenue and cash flow rather than your personal credit score. Applicants with scores of 500 and up are encouraged to apply.
How much can my business get?
Funding ranges from $10,000 to $5,000,000. The amount you qualify for depends on factors like monthly revenue, time in business, industry, and credit profile.
Are there any upfront fees?
No. There is no cost to apply and no obligation to accept an offer. Any fees associated with a funding option are disclosed clearly before you sign anything.