Our mission
Helping American small businesses get the capital they deserve.
Small businesses are the backbone of the U.S. economy, yet getting funded is still harder than it should be. Banks move slowly, paperwork piles up, and too many good businesses get turned away.
USA Funding Direct was founded to change that. We connect business owners with a wide network of lenders through a single, simple application. Our specialists do the legwork of finding the right product at the right price so you can stay focused on running your business.
What we stand for
Three promises to every business we work with
Transparency
Every offer comes with its amount, term, and total cost of capital spelled out. No fine-print surprises.
Speed
Opportunities don't wait. Neither do we. Most applicants hear back within one business day.
Partnership
You get one specialist who knows your business and stays with you long after you're funded.
Why USA Funding Direct
Built for the businesses banks overlook.
Traditional banks turn down most small business loan requests and take weeks to do it. We work with a broad network of lenders so more businesses get a yes, and get it quickly.
- At least 6 months in business
- $10,000+ in monthly revenue
- A U.S.-based business with a business bank account
Industries we fund
Ready to grow your business?
Find out how much you qualify for in minutes. Free to apply, no obligation, and no impact on your credit.
- 5-minute applicationNo paperwork to start
- Decision in 24 hoursOften the same business day
- Funds in 1–3 daysDeposited to your business account